Great Discussion with Ron Chernow on George Washington

Ron Chernow is one of my favorite authors. He wrote amazing epic biographies on Alexander Hamilton and Rockefeller amongst others. He recently released a biography on George Washington called Washington: A Life. He spoke with Jon Meacham at the New York Public Library last September about his new book.

My good friend Joyce Pustilnik recently pointed me to the fascinating podcast of that discussion which I am attaching for your listening pleasure.

I have not bought his new book yet, but it’s definitely on my to-read list!

Top 10 Holiday Gadgets Buying Guide

The wives and girlfriends of my friends have been asking me for recommendations so I decided to share the analysis for all gadget lovers of the world to be happy this holiday season 🙂

Video Game: Call of Duty: Black Ops

There are lots of great games out in the market right now: Red Dead Redemption, Assassin’s Creed: Brotherhood, Vanquish and Civilization V in particular come to mind for single player fun. However in terms of pure unadulterated multiplayer fun nothing trumps Call of Duty: Black Ops. The game mechanics are very similar to Modern Warfare 2 and that’s a great thing. It’s the game to get this holiday season.

It’s fantastic on all platforms, but I am partial to the Xbox 360 versionbecause more of my friends are on the Xbox, and I only play this game with friends. The multiplayer experience is also more competitive on the Xbox than on the PS3. The PC version is fantastic as well, but you need a super powerful computer. Besides more of my friends play it on consoles than on PC and I actually prefer playing first person shooters on consoles.

Digital Camera: Panasonic Lumix ZS7 or LX5

I am very sensitive to weight when it comes to digital cameras. I want something that fits in my pocket in all circumstances which is why I am not recommending any of the SLR cameras because experience suggests you end up not taking them with you all the time. This is why I am recommending high-end compact cameras. In this category the Lumix ZS7 and the Lumix LX5 are the best by far.

The one you should get depends on your specific use case. They both have 3” screens and HD movie recording. The ZS7 costs $250, is fully automated and has an amazing 16x optical zoom. If you take a lot of sports shots from far away, your kids playing soccer for instance (or in my case kite surfing or skiing pictures and videos), it’s the one to get.

The LX5 costs $400, has a 3.8x optical zoom and comes with an impressive array of customization options. What sets it apart is its amazing picture quality, especially in low light. If you take a lot of pictures indoors, dinner parties for instance, it’s the one to get!

Note that in many circumstances an iPhone 4 can do the trick as well. There is no zoom and a weak flash, but it’s fantastic for taking impromptu pictures and sharing them on Facebook. It even has good low light quality.

Phone: iPhone 4

I have predicted that Android will ultimately beat out iOS to be the dominant smartphone platform. Android phones are already outselling iPhones 2 to 1 and the AT&T network famously sucks in New York and San Francisco. That said, no Android phone on the market currently matches the slickness of the iPhone 4 interface, the quality of its applications and the quality of its screen and digital camera. Several phones get close and my recommendation might change with LTE Gingerbread (Android 2.3) phones on Verizon in 2011, but for now the iPhone 4 is the phone to get!

Computer: Sony Vaio Z (with the new 13” Macbook Air as a runner up)

If you are ready to splurge, the Sony Vaio Z is hands down the fastest compact notebook on the market right now. Its specs and speed are second to none: 3 pounds, a 13” 1080p (1920*1080) screen, a Core i7 processor, a 1Gb Nvidia GT 330M graphic card, a superfast 256Gb Raid 0 SSD hard drive (with a 512Gb option), 8Gb of memory, an internal DVD player (or optional internal Blu-ray player and burner) and a 5 hour removable battery. Buy it directly on Sony.com to get the options you want.

If you are a Mac lover, the new 13” Macbook Air is the computer to get. It has the best design of any notebook on the market. Unfortunately, it only has a Core 2 Duo processor, a 1440*900 resolution screen, you can only install up to 4Gb of memory, its 256Gb SSD drive is superfast but slower than the Sony’s Raid 0 256Gb SSD drive, it has a much slower 256Gb Nvidia Geforce 320M graphic card, no internal DVD player, and a non-removable battery. It’s not nearly as good as the Sony, but if you are wedded to Mac OS, this is the notebook to get.

Game Console: Xbox 360 – with Kinect if you have kids

A few years ago my recommendation would have been different. The Wii was definitely the console to get for kids and families. For hardcore gamers the decision between the Xbox 360 and the PS3 mostly came down to which exclusive franchise games you preferred (Gears of War or Halo vs. Drake Unchartered). For the most part the Xbox had the edge: it had more and better exclusive games, a better multiplayer experience and better graphics despite worse specs because it was easier for developers to make games for the Xbox. Many hard core gamers actually got both the Xbox and the PS3, both to use the latter as a Blu-ray player and for its exclusive games.

In the past year, with the introduction of the the Kinect and the Playstation Move, the Wii’s advantage with kids and casual games has fallen by the way side, especially considering its increasingly dated graphics. The PS3 has also closed the gap with the Xbox. Its online experience has improved, the roster of exclusive games has increased (Gran Turismo 5, Heavy Rain), and developers are finally figuring out how to make use of its processing power and games now have equivalent graphic quality to those of the Xbox 360 and in some cases surpass them.

However, for Xbox 360 remains the console of choice. It has still has by far the best online experience both for multiplayer gaming and watching movies – be it on Zune or Netflix, the controller fits better in your hand and it’s a better deal. If you don’t have kids, you don’t need to buy the Kinect unless you want to do great video conference calls from your living room. Just get the Xbox 360 with Call of Duty: Black Ops, Red Dead Redemption, Assassin’s Creed: Brotherhood, Vanquish and Gears of War 2. If you have kids, definitely get a Kinect with Dance Central.

eReader: The Kindle

top_10_holiday7

The new Kindle is great. If you are an avid book reader, ereaders are fantastic and the Kindle is the best of the bunch. I got tired of lugging books with me and switched to the Kindle and have not looked back! It’s light, easy to read in all environments and has amazing battery life. You could get away with reading a few books on the iPad, but your eyes and arm eventually tire out so if you read a lot the Kindle is the ereader to get.

You should probably buy the 3G version. Even if you don’t anticipate using it, it’s useful on the off chance you get caught somewhere with nothing to read and no wifi coverage. The extra $50 is well worth the price of having the world’s largest library at your fingertips anytime, anywhere.

Tablet PC: iPad

If you have kids definitely get an iPad. They find it intuitive and love the games! If not, it depends on your use case. A few people use it as a notebook replacement in meetings or when traveling, but I don’t like typing with it and its support for Office files is not great (many PPT graphs don’t show up for instance). It’s effective as a bedside or living room web browser or to use as a video player at the gym. If you have a use case, definitely get one. If you are considering a netbook, get an iPad instead.

Webcam: Microsoft LifeCam Studio

This $99 webcam is amazing! It has a 1080p widescreen sensor, great low light quality and a fantastic microphone. If you do many Skype calls, it’s the webcam to get!

Remote Controlled Car: Traxxas E-Revo Brushless (5608)

Given noise complaints from my neighbors I switched all my remote controlled vehicles to electric. The Traxxas E-Revo Brushless truck is a monster! It’s huge – 23 inches long, 9 inches and basically unbreakable! Get it with Lipo batteries (buy two Tenergy 11.1V 5000 mAH 25C Lipo batteries with a Venom Pro Lipo Charger with Power Supply) and it goes 65 mph!

The car is ready to run out of the box so even if you have never assembled RC products before you should be set. Note that you need a very big space to make it run – 65 mph is superfast!

You can buy everything at ehobbies.com and on Amazon. If you break anything just type the part number on ehobbies and it shows up directly. The Traxxas folks are also very friendly and provide great support.

250

Remote Controlled Plane: E-Flite Apprentice 15e RTF

The Apprentice is a great first plane. It costs $299. It comes almost fully assembled (you essentially just need to glue the wings together) with everything you need out of the box. It’s super stable and amazingly durable. It can handle many crashes and most parts are cheap to replace (a new set of wings is less than $40). The plane can also do basic acrobatics once you are up for it (loops, inverted flying). If you have a place to fly it, it’s tons of fun!

大幅降级

不,不,苹果公司的股票还没有被降级!我指的是,从七月份开始,我把每月支出除以四。

这并不是说我的经济状况不好,恰恰相反。 今年将是我有史以来第二好的一年。 到目前为止,我已出售了 5 家投资组合公司(还有 3 家公司正在出售中),今年到目前为止,我已投资了 21 家公司(还有更多公司正在投资中)。 只有 2004 年,也就是我卖掉 Zingy 的那一年,与今年相比相形见绌。

我的月支出一直在逐步增加。 2004 年 5 月,当我卖掉 Zingy 时,我的生活方式没有任何改变。 从 2002 年起,我一直租住在同一套小公寓里。 我还是坐经济舱。 我没有买任何东西来庆祝–主要是因为我觉得我的生活中并不缺少我真正需要的东西。 我已经有了一台高速电脑、一台等离子电视、一个 Xbox、一个网球拍和一双滑雪靴。 我还能需要或想要什么呢? 🙂

我和一只名叫乌克拉的黄色拉布拉多一起长大。 他是我最忠诚的伙伴和知己,是无条件的爱的持续提供者。 因此,我一直很喜欢大狗,渴望有一天能再养一只狗。 不过,我觉得在纽约养一只大狗并不合适,因为这对狗和我来说都是一种折磨。 2005 年,我决定买一套周末别墅。 具体要求是,从市区坐火车不到 40 分钟,从火车站开车不到 10 分钟,占地至少 2 英亩,并且靠近一所很棒的网球学校。 我在华盛顿港附近的金沙角村找到了一栋漂亮的房子。 它占地 3.7 英亩,紧邻海滩,从市区乘坐快车只需 35 分钟,距离华盛顿港网球学院只有 5 分钟路程。 是时候养一只我一直想要的狗了。 很明显,我想要一只像 Ucla 那样的雄性黄色拉布拉多犬,而我当时的女朋友想要一只雌性罗威纳犬。 我们妥协了,两只狗都买了:哈佛 “是一团疯狂的白色小球,而 “巴吉拉 “则是世界上最聪明、最可爱、最贴心的狗狗(当然,这是我完全不带偏见的看法:)!

这所房子是纽约城市丛林中一个令人惊叹的休憩之岛,并成为人们经常玩耍的地方。 我举办了大量的烧烤和扑克游戏,每周打几次网球,直到几年前膝盖受伤为止,我还建立了一个永久性彩弹射击场,从五月到九月,几乎每周六都有比赛。 我们每天都和狗狗们玩耍,还把房子当作我遥控汽车和飞机的基地。

除了房子,没有什么变化。 我住在城里的同一间公寓里,仍然乘坐经济舱。 我还确保每年抽出几周时间进行探险旅行,但这些经历的费用相当低廉,对我的预算影响不大(例如,我最近在卡拉劳住了 6 天,花费了 144 美元!)。

2008 年是我个人烧伤率真正上升的一年。 2008 年初,我居住的大楼(西 63 街 30 号)决定停止出租,开始出售公寓。 由于无法续租,我开始寻找新的公寓。 我的财务总监看中了位于公园大道南 240 号(第 19 街和公园街交汇处)的一栋华丽的新大楼,于是我在 7 月份搬进了这栋超现代化的漂亮公寓,面积达 2300 平方英尺,有 3 个卧室、3.5 个浴室,还有一个 1000 平方英尺的环绕露台和令人惊叹的 13 英尺高的落地窗。

几乎与此同时(几个月前),我租下了一辆华丽的阿斯顿-马丁 V8 Vantage,租期两年。 我从小就喜欢开快车,在法国的赛道上开快车、飙车。 我甚至参加过几次三级方程式赛车和一级方程式赛车。 我从小就向往保时捷、法拉利和兰博基尼。 事实上,当我卖掉 Zingy 时,我去兰博基尼经销商那里准备买一辆黄色的 Gallardo。 遗憾的是,我身高 6 米 3,躯干很长,很多跑车都坐不下我,这严重限制了我的购物清单。 此外,当我卖掉 Zingy 时(29 岁),我已经失去了儿时对保时捷 911 的喜爱,觉得法拉利华而不实(尽管华丽的法拉利 458 Italia 让我重新审视了这一价值判断)。 当我看到拥有华丽线条的 V8 Vantage 时,我才真正爱上了它。

遗憾的是,汽车和公寓都令人失望。 V8 Vantage 是世界上最漂亮的汽车(这也是我毫无偏见的观点:)。 如果这辆车的其他部分与它的外观相匹配,我会很乐意保留它。 事实上,这辆车非常漂亮,尽管有很多缺点,但我还是差点就买了! 然而,尽管它极具诱惑力和加速性能(0-60 公里加速仅需 4.8 秒),但它并不是一款适合驾驶的汽车。 在多风的道路上,尤其是有碎石或落叶的地方,它的操控性非常糟糕。 这辆车在赛道上感觉并不舒适,高速行驶时容易出现疯狂的过度转向。 此外,这辆车根本无法应对雪地。 尽管我有雪地轮胎,但在地面有几英寸厚的情况下,我还是无法爬上 7-8 度的山坡! 这些缺点再加上长岛赛道的关闭,使得最近的赛道也要几个小时的车程,金沙角的限速很低,而警察除了给超速 5 英里的人开超速罚单,或者在你不挂前车牌的情况下拦截你(我不愿意这么做,因为这有损汽车优美的线条),所以我很不情愿地决定把车退掉。 相反,我租了一辆更实用的奥迪 Q5(至少可以带狗到处跑),租期两年。

建造如此漂亮的公寓的初衷是用来娱乐。 在某种程度上,它达到了目的。 我举办过慈善活动、知识沙龙、经常性的扑克游戏、亲密活动与朋友的聚餐以及大型派对。 鉴于纽约餐饮业的质量和相对低廉的成本,我也意识到在纽约举办大型活动是多么容易。 遗憾的是,我没有预见到在私人公寓里社交会带来的所有负面影响。

我的第一次乔迁之喜/白色派对非常成功,大约有 150 位美女参加,结果口口相传,下一次派对来了 400 人,难以控制。 人一多,活动就不那么愉快了,因为你无法走动,也无法与人交谈。 对于下一次聚会,我制定了一份宾客名单,并给大楼的门卫一些提示,让他们执行名单。 一周之内,大楼就通过了一项 “禁止雇用门卫从事大楼职责之外的工作 “的政策。 在下一次聚会上,我自己雇了门卫,在大厅里对来宾进行筛选。 这样做的坏处是,大楼前排起了长队,没过几天,大楼就通过了一项 “禁止外部雇员在大厅工作 “的政策。 然后,我把门卫搬到了我的公寓里。 在下一次聚会上,我请了一个现场乐队,这显然导致了 “禁止现场乐队 “的政策。 接下来的万圣节派对堪称史诗。 活动由一位朋友共同主办,他邀请了梅西百货公司的所有模特,有一位很棒的 DJ,活动一直持续到早上 6 点。 可想而知,没过几天,大楼就通过了晚上 11 点后禁止 DJ 和音乐的规定。

在智力和慈善事业方面,我的运气也好不到哪里去。 我在公寓里安装了麦克风和扬声器,以便在其中一次沙龙上邀请马修-毕晓普(Matthew Bishop)、美国《经济学人》杂志主编谢利-帕尔默(Shelly Palmer)和其他几位嘉宾发言。 没过几天,大楼就通过了 “禁止卡拉 OK 法”。 后来,我举办了几次慈善活动,有几百人参加,他们花钱为慈善机构筹款。 大楼随后通过了一项 “私人单元内禁止商业活动 “的政策。 他们基本上通过了 “禁止法布里斯进入大楼 “的规定。 租下这个漂亮地方的目的就是为了娱乐,但他们却让我无法做到这一点(尽管我每次活动都邀请了整栋楼的人参加)。 到最后,情况变得非常糟糕,如果我晚上 10 点在电视上看《迷失》,他们就会报警投诉噪音!

考虑到我在公寓里待的时间很少,这就更加令人讨厌了。 我又不是经常举办活动。 我每年有 6 个多月的时间在外奔波,主要是在阿根廷、巴西、中国、印度和俄罗斯的 OLX 办事处,但也会在南非或世界各地的会议上与我们的投资者会面。 事实上,今年前 10 个月中,我有 8 个月是在路上度过的。 更糟糕的是,即使我在纽约,实际上每周也有 4 天在金沙角,3 天在市区。 因此,我想我每个月举办的活动不会超过两次。 去年,我在公寓里住了不到 60 天,今年不到 30 天。

刚搬进新楼时,我也经历了搬家的种种痛苦。 最初几个月,暖气和热水都无法使用。 窗户漏气,墙壁漏水。 电子系统多次出现故障。 7 个月后,所有故障都得到了修复,但处理所有问题都很麻烦。 一切就绪后,我其实非常喜欢这套公寓(除了烦人的邻居),但我在新家并不比在旧家更快乐(我的平均快乐程度是 8.5 分(满分 10 分))。 此外,虽然我喜欢举办活动,但如果只是和好友一起举办小型活动,我也会很开心。 毕竟,我可以随时参加朋友们的聚会和沙龙,如果我急于举办自己的聚会,甚至可以租用一个大型聚会场所!

今年六月租约到期时,我显然没有续租。 因为经常出差,我决定暂时不在城里找房子。 我在城市里只是上下班或住酒店。 公园大道南 240 号公寓的租金、与公寓相关的每月费用(有线电视费、网费、电费、清洁费)、派对费用和阿斯顿-马丁的费用,这些我现在都放弃了,再考虑到我谈妥的金沙角租金的下降,我的月支出水平自 6 月份以来增加了 4 倍。

有趣的是,通过享乐主义的适应–我们适应生活环境变化的过程,无论好坏–我的幸福指数丝毫没有受到影响。 起初,由于通勤的痛苦,我的社交活动确实减少了。 有好几次,我就是错过了晚上的火车,在等待和乘坐非特快列车返回的过程中,我花了 2 个小时才回到家。 然而,当我开始在一周内住进城里的旅馆,或在深夜乘车回家而不是等火车时,我的幸福感达到了顶峰。

有趣的是,我还得搬出我在金沙角的房子。 这里的邻居和城里的邻居一样烦人。 去年,他们在金沙角村通过了 “禁止使用气枪 “的法律。 从那以后,我们的彩弹射击游戏开始后没几分钟就被警察查封了。 每次我在沙滩上遛狗不拴狗绳(这显然是违法的),以及我举行大型烧烤活动(噪音投诉)时,邻居们都会报警。 他们还拒绝让我在这里建网球场。 尽管如此,金沙角村仍要求获得邻居的书面授权。 不给我,他们显然高兴坏了。

因此,我将于一月份搬到韦斯特切斯特的贝德福德,住在一栋拥有 20 英亩土地的漂亮房子里,周围都是自然公园。 我还说服业主获得了修建网球场的许可。 现在我们应该有足够的空间来进行各种娱乐和游戏了! 希望通勤时间稍长(50 分钟到中央车站,而不是 35 分钟到宾夕法尼亚车站)不会成为太大问题。 如果是这样的话,我就多花点时间住酒店,或者在市里买一套一居室或两居室的好公寓。

所有这些都会再次增加我的月烧额,但仍会比以前低 25%-50%。 和往常一样,我仍然乘坐经济舱,但我的里程数太多了,现在我总是能升舱:)我还为每月节省下来的钱找到了一个好用处:投资更多的创业公司! 今年,我意识到自己是多么热爱天使投资:我可以结识大量年轻的新企业家,可以看到和听到市场的最新发展,还可以参与到优秀公司的成长过程中!

因此,最好的理财哲学似乎是 “一分钱不花,但一磅才是明智的”。 对于不会影响你的财务状况并能让你的生活更简单的小额支出,不要太在意,但对于大额消费要谨慎。 此外,最好注重购买 “体验”,而不是实际商品。

撇开这个小插曲不谈,我在整个经历中体会最深的是,我的支出水平对我个人的幸福感影响甚微。 更多的驱动力来自于我的人际关系、对爱犬的爱、个人成就感以及所有有趣的活动–无论是探险旅行还是博客、网球、视频游戏、乒乓球、桌上足球、空气曲棍球、电影、扑克、戏剧等近在咫尺的简单乐趣! 事实上,即使我不得不放弃一些活动(比如膝盖受伤后不得不放弃网球和滑雪),也总会有其他有趣的事情可以做!

>
This site is registered on wpml.org as a development site. Switch to a production site key to remove this banner.